Capital One QuickSilver Application is available online and can be accessed at any credit card comparison site giving you access to the best credit cards.
What is The QuickSilver Credit Card?
This credit card offers unlimited 1.5% cash back on every purchase with no limit on how much you can earn, and no changing categories.
This is really the bottom line. When looking at other cash back credit cards you will find higher overall percentages for rewards on cash back. Some have rotating categories that change quarterly.
Then on the rest of your purchases they usually give 1% rewards. So what QuickSilver is offering is no changing or rotating categories and just to make all rewards in total equal the 1.5%. This helps stop the issue with figuring out how you will be getting your total reward points.
What Are Rotating Category Credit Cards?
In CashBack Credit Cards you can compare QuickSilver to the Chase Freedom and Discover Card by Discover.com. These both have rotating categories each quarter.
The rotating categories usually pay the higher rewards percentage such as 5% cash back. Then Gas might be at 2% and groceries at 3%. The 1% on all other purchases.
Many time consumers may not want to go in an sign up for the rotating categories and forget therefore losing rewards points. So for them the QuickSilver credit card application can be a great one to use and get approved for so they will get a steady 1.5% all of the time.
What is The Bonus for Signing Up for QuickSilver?
There is a $100 Cash Bonus where you can earn a one-time bonus by spending $500 on purchases within the first 3 months. The beauty of the QuickSilver card by Capital One is the rewards don’t expire and you can always redeem your cash back for any amount.
Does The QuickSilver Application Have a 0% APR Offer?
Yes, there is a 0% intro APR on purchases and balance transfers. Most of these introductory offers are for at least 12 months and can be up to 18 months.
There is also no annual fee on this credit card.
The Capital One QuickSilver Application is simple and straight forward to fill out. You will just fill out some basic personal information and employment info. Usually you can apply within a couple minutes and get approved.
This credit card is targeted for people with excellent credit. If you have a good credit score this would be a great card to apply for and get cash back rewards.