Home Depot Credit Card Application
Why Should I Get The Home Depot Credit Card?
As a home owner when I need things to repair my house I generally go to Home Depot. I just like the selection they have as well as the sales associates. Most have been through training for their departments and are very knowledgable.
I also like how they have recommended installers to come out and do the repair or replacement for you.
That being said, I filled out a Home Depot Credit Card Application and got this card simply as an emergency fund in case anything major goes out in my home and needs repair or replacement.
If you purchase is over $299 you can put it on your Home Depot credit card at 0 interest if paid off within 6 months.
You have no annual fee and this offer is good for in-store and online purchases. It’s just a good deal and I like having the card around in case. The last time I used it was for a garbage disposal that was leaking. I bought the new disposal and they gave me a number of an installer. Within a couple days I had the new one in and was able to pay it off over 6 months since the entire purchase was over $299. It was just very convenient.
About The Home Depot Credit Card
Home Depot has two types of consumer cards for you home.
The first is a consumer credit card that has special financing each day. The second on is called a Project Loan where you will get credit lines of up to $40,000 with a fixed 7.99% APR and no annual fees.
They also have commercial card options with revolving credit if you have a business. We are just focusing on the consumer cards in this article.
How Do I Apply For A Home Depot Credit Card?
Below is the official site through www.citicards.com who issues the Home Depot credit card.
Just click on the link to go directly to the online application to get approved.
What Information Do I Need To Submit To Get Approved?
To start you will need to be at least 18 years old and have your social security number and photo id number ready.
Below is an image of the application. This is where you will be asked to out in some basic personal information.
It is really quick and easy. First is just your name, address etc.. Then you will be asked to put in some basic financial information including your annual salary. Then you input your social security number and identifying information.
That is it and it is a quick response for approval if you qualify.
Home Depot Credit Card Customer Service Number
Customer Service Phone Number: 1-866-875-5488
Hours are Mon-Sat: 6:00a.m. – 1:00a.m. ET Sun: 7:00a.m. – 12:00a.m. ET