Merrick Bank Credit Card Application

Merrick Bank Credit Card Application

If you have received a mail offer from Merrick Bank you can apply for a credit card easily by going to their official site online. There are some key things you will need to understand and a couple differences between their credit card offers that you will need to understand. It is a very easy process and simple to fill out the online application to get approved.

How Do I Apply for a Merrick Bank Credit Card?

If you have your acceptance letter and want to get started filling out your Merrick Bank Credit Card Application to get approved you will want to go to the official website at and follow the instructions.

Make sure you read through all the details to make sure you are getting the correct card for you as well as checking out the rates and benefits of this credit card.

Why Get a Merrick Bank Credit Card?

There are really two reasons you would want to get a Merrick Bank credit card.

1. Classic Visa® and MasterCard® Credit Card applications are generally approved via the mail order invitation and give you all the great benefits that any Visa or MasterCard would along with the wide acceptance these cards have at almost every restaurant, store or institution.

You must have received an invitation to apply. If you did receive this offer with an Acceptance Certificate Number and would like to apply for the credit card you will just go to the website and apply by entering your acceptance certificate as shown in the image below.

merrick bank credit card application

After you enter this number you will fill out general information on the application to get approved.

2. Another option is getting the Secured Visa® which is used more for rebidding your credit history and score. This credit card reports to all three major credit bureaus and you control the credit limit since you will preload this card. It is different than the first option and if more for those with fair credit.

The first option is for pre-approved Merrick Bank customers wanting to get a normal Visa or MasterCard through this mail order invitation process.

About Merrick Bank

Merrick Bank was founded in 1997 and is FDIC insured and is one of the top 20 issuers of Visa® credit cards. They are also an authorized issuer of MasterCard® cards.

The corporate headquarters are located in Draper Utah. We have included the official mailing address for you below for you convenience.

Merrick Bank
P.O. Box 5000
Draper, UT 84020-5000

For credit card application inquiries they are located at:

Merrick Bank
Credit Department
P.O. Box 1442
Draper, UT 84020-1442

How Do I Contact Merrick Bank Customer Service?

It is easy to contact them via phone number at 1-800-204-5936.

If you prefer you can also send them questions or inquiries at the address listed below.

Merrick Bank
Customer Service
P.O. Box 9201
Old Bethpage, NY 11804-9001

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