Unsecured Credit Cards For Fair Credit
Unsecured credit cards for fair credit are available if you look hard enough. We understand that sometimes an average credit score can hinder you from getting a great credit card. Most of the really excellent 0% credit card offers are for those with excellent credit.
There are some really good cards available as we highlight the details below for your review.
What Are The Best Unsecured Credit Cards For Fair Credit?
When reviewing unsecured credit cards for fair credit you will have to accept the fact you will be paying a bit more in interest. What you are looking for is a card that can give you a good interest rate and possibly rewards. Then once you build up your credit rating to a really good credit score, then you can get those top credit card offers.
Today we will discuss 3 that we feel or the best unsecured credit cards for fair or average credit.
1.Capital One® QuicksilverOne® Cash Rewards Credit Card
We really like the QuicksilverOne® Cash Rewards by Capital One® for a number of reasons. First you can earn unlimited 1.5% cash back on every purchase. This is especially good on a credit card for fair credit. The sweet thing about this cash rewards card is that you do not have to sign up for categories to get rewards. Just use it everyday and build those rewards at 1.5% of everything you purchase.
You also get a 0% intro APR on purchases. Check out the details on the length of the intro.
Another thing I really like about this cash rewards card is that you get access to a higher credit line after making your first 5 monthly payments on time.
2.Indigo® Unsecured MasterCard®
A unique feature of the Indigo® MasterCard® is called CardConnnection. This is a tool that will determine if you are pre-qualified based on your credit profile. Your account history is reported to the three major credit bureaus in the U.S.. The reason why this differs from a secured card is that you want this to improve your credit score over time. You will also have access to your account online or from your mobile device around the clock.
3.Credit One® Platinum Visa® Rewards Credit Card
Credit One® does have a rewards card for those with fair credit. You only get 1% cash back on eligible purchases which is a bit less than Capital One®. If you are forgetful, they do have email or text alerts to remind you when your payment is due. There is also a flexible payment date that can also help you make payments on time. When applying for this card you can actually see if you Pre-Qualify without harming your credit score.
Make sure you pay your card statement on time each month. This is your opportunity to build up your credit score while earning rewards. Then you can take advantage of the best 0% credit card offers as your credit score improves.