Balance Transfer Credit Card Applications – 0% Up To 18 Months

balance transfer credit card applications

Balance Transfer Credit Card Applications

You can get 0% APR interest rates Up To 18 Months when you apply with an online application. We will discuss the process of transferring balances from higher interest credit cards, the fees and how to approach the transfer once it is completed.

H2>What Are The Best 0% Balance Transfer Credit Card Applications?

We will list a few of the best balance transfer cards that have 0% APR offers for up to 18 months below. Actually you will be surprised that there are actually Zero Percent Credit Cards that go all the way up to 21 months.

We will list the balance transfer credit card applications that have the longest amount of months first and then all the way to the shortest. You can search and compare these transfer credit cards on any good credit card comparison site.

Balance Transfer Cards Up to 21 Months

The Citi Simplicity® Card has a 0% Intro APR on Balance Transfers and Purchases for 21 months with absolutely no annual fee. You will need excellent credit to get this card. There is a 3% balance transfer fee on the amount transferred. This credit card from Citi is known for its no fee policy.

Another credit card in the Citi® lineup is the Diamond Preferred® Card which is also twenty one months in length with zero annual fee.

The BankAmericard® Credit Card run a 0% Introductory APR for 18 billing cycles for balance transfers made in the first sixty days. This card also has no annual fee but does have a balance transfer fee of 3% calculated off the balance that is being moved.

These are probably your best bet if you are looking to consolidate your credit cards and really get some savings over a long period of time at zero interest.

Balance Transfer Cards Up to 18 Months

Discover it® has always been a top credit card for balance transfer and will go out 18 months for some nice savings. It has no annual fee, but does have a 3% balance transfer fee.

The cool thing about the Discover card is that you can earn 5% cash back in various categories and you get double cash back at the end of the year. So if you have accumulated say $400 cash back they will double it and make it $800.

This is a pretty sweet deal and they also have some really nice account management tools to track expenses on your card as well as a free FICO credit score each month with your account statement. The Discover App for the iPhone or Android mobile phones is a great way to manage your credit card on the go.

Is There a 0% Balance Transfer Credit Card With No Balance Transfer Fee?

So you want to try avoiding paying the fee? Well we don’t blame you and you just have to add up all the factors of each card as you compare them to see if the benefits outweigh the fee for the balance transfer.

But there is one credit card that I know if that has no balance transfer fee and that is Chase Slate®. It has $0 Introductory balance transfer fee for transfers made during the first 60 days which is really great in the fact it can save you a few bucks if you are going to consolidate a big balance.

This transfer deal is for up to 15 months though instead of 18 or 21 so just take that into consideration. It also has no annual fee and requires excellent credit.

So these are really the best %0 Balance Transfer credit card applications to apply for online.

Just always remember to review the length of the introductory offer, always get a 0 annual fee card, cash back and rewards are nice if it comes with it and make sure you understand how much you will pay with the transfer fee.

You can save a significant amount when you do a transfer and as you can see once your do it with a good card that will last multiple months it can add up to some real savings.

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