Best Credit Cards for Travel Miles – Travel Credit Card Applications
A travel rewards card can help you earn cash back on regular travel-related expenses. This includes such things as gasoline and car rentals or save money on your next big trip. The best credit cards for travel fall under two broad categories. First you have branded travel cards that are associated with hotel chains or airlines. Then there are general rewards cards that are geared to earn rewards that can be redeemed anywhere. The right card for you will depend on your usual travel spending and how you want to earn rewards. Here are some top picks for the best credit cards for travel, including both branded and general cards.
What is the best credit card for earning free hotel stays?
The most popular and highly-rated hotel rewards card is the Starwood Preferred Guest from American Express. This branded card has a place in your wallet for several reasons. It has a very high rewards rate. You earn free Starwood stays and you can even transfer your points to popular airline frequent flyer programs. This is at a ratio of 1:1 or better.
The Starwood Preferred Guest card earns up to 5 Starpoints per dollar at Starwood locations. You can then earn 2 points at Marriott Rewards properties, and 1 point on everything else. Redeem points for free hotel stays or transfer them to more than two dozen loyalty programs. This includes Amtrak, American Airlines, British Airways, Emirates, Delta Airlines, Jet Airways, United and more.
The card does have a $95 annual fee (waived the first year), but it’s worth it considering it has one of the highest reward rates in the industry. You also enjoy versatility and a large signup bonus for new cardholders.
What is the best travel card with no annual fee?
You don’t need to spend money on an annual fee to get a solid travel rewards card. One of the best no annual fee cards is the Barclaycard Arrival Plus World Mastercard. The Barclaycard earns 2% back on eligible travel and dining transactions and 1% back on everything else. Your rewards can be redeemed for statement credits against travel expenses like airfare, hotel stays, rental cars, and more. You also get a 5% dividend when you turn the points in, which means $5 back for every $100 you redeem.
As an added bonus, the Barclaycard Arrival Plus World Mastercard has chip and pin technology for easier international travel. There’s usually a good signup bonus with this card worth around $200 in travel as well. So it is definitely worth taking a look at to compare to the other travel cards.
Which travel rewards card has the best flat rate rewards?
Want a credit card without a confusing rewards program? The Capital One Venture Rewards card is a good choice. This card earns a flat 2 miles for every $1 you spend on absolutely everything. Your miles can be redeemed for statement credits against travel expenses. With the Venture Rewards card, you aren’t tied to a specific hotel or airline loyalty program. Instead, you can shop around for the best prices on travel, whether you book directly or shop through a third-party discount site like Hotels.com or Expedia.
While the Venture Rewards card has a $59 annual fee, it’s waived for the first year. The annual fee is worth it if you’re a frequent traveler. The card usually has a sizable signup bonus, too.
These are our picks for best credit cards for travel.