Cash Back Credit Card Applications
Cash Back credit card applications are available online and have been simplified to make it easy to apply.
What Are The Best Cash Back Credit Cards?
There are some key banks and issuers of cash back cards that really stand out. We will list our recommended favorites. I have been using cash back credit cards for years and it is a nice feeling when you are able to redeem cash rewards.
Each cash back rewards credit card can be unique in how it collects points and may reward more for certain items. Others will just give a higher overall percentage on everything you buy.
This is a really great card to use for grocery shopping. Here is the summary below.
3% Cash Back at U.S. supermarkets, on up to $6,000 per year in purchases. After the 6K you will revert to 1%.
2% on gas purchases and select U.S. department stores.
1% Cash Back on any other purchases.
Discover Cash Back Credit Card
The Discover Card has a cool iPhone app. You will earn up to 5%.
Capital One® Cash Back
This Capital One credit card will get you Unlimited 1.5% Cash Back. No need to worry about various categories.
Citi® Double Cash Card
Double cash just means you earn 1% when you buy and another 1% when you pay.
BankAmericard Cash Rewards™ credit card
The Bank America Cash card gives the following rewards broken out below.
1% everywhere you transact and make purchases.
2% at grocery stores and wholesale clubs. The wholesale clubs is a new offering. You are only able get rewards on up to $2,500 per quarter.
3% at gas stations.
This cash back credit card has an easy online application and no changing categories. There is also no expiration on the rewards you earn.
You will want to make sure you have a checking account with them as you can get an additional 10% customer bonus offer.
How Do Cash Back Cards Work?
Just use your credit card to make normal purchases and watch the points build up. Once you have accumulated the minimum required you can start to redeem your cash back. Each credit card has it’s own unique rewards program. You can usually turn in your points for cash direct deposited to a checking account or as a credit to your statement.
You can also stretch the points by getting gift cards or other products.
How Do I Apply For Cash Back Credit Cards?
Just compare cash back credit card applications at any comparison site. You will pick the card you like and apply with the online application.